1. Offshore Loan/Lease Restructuring & Recovery
Our financial and legal advisory services include restructuring & recovery of offshore loans/leases from either the creditor or the borrower perspective.
On one hand, we are helping and competent to act as proxy of foreign investors or lenders that need to negotiate with their borrowers or counter-part companies in Indonesia for the loan/lease restructuring or settlement, and on the other hand we are helping and act on behalf of the Indonesian companies to negotiate a new or modified terms and conditions with their foreign lender.
We could represent either for lenders or borrowers professionally and fairly for the best workable solution for both parties.

2. Loan/Lease Restructuring & Recovery
Restructuring a loan/lease facility is often a necessity when the company has grown to the point that the original structure can no longer efficiently manage the output and general interests of the company. For example, a loan/lease restructuring may call for spinning off some departments as a means of creating a more effective management model as well as allowing the corporation to divert more revenue to the production process. In this scenario, the restructuring is seen as a positive sign of growth of the company and is often welcome by those who wish to see the corporation gain a larger market share.

If a company (and/or its creditors, shareholders) faces a drastic drop in its financial indicators, we develop different models for debt restructuring and, if necessary, also asset restructuring purposes, aimed at continuous and sustainable rescue from the financial turmoil. This is carried out in cooperation with the client's financial advisor or by the client itself. We perform a detailed analysis of all the company's debts and possible options for legal implementation of their restructuring on close liaison (where necessary) with various stakeholders: the management, shareholders, counterparties in general and creditors in particular. Once the optimum debt restructuring method has been selected for the given situation, we ensure that all the necessary resources are available to execute the restructuring and implement the developed and agreed programs legally.

As part of Loan/Lease Restructuring and Recovery activity, we also provide consultancy and legal services along the following lines:

• Assistance in transforming bilateral borrowing and lending relations into a syndicated loan/lease
• Restructuring collateral and other security agreement
• Loan/Lease restructuring advice including corporate structure optimization: If the existing corporate structure is no longer fit for business objectives, we assist our clients (and their financial advisor) in developing a new and more efficient business model allowing redundant components in the corporate structure to be identified, a portion of the business capital to be freed up and operating costs to be cut
• Business exits: If our client decides, for some reason, to exit business, we develop and implement the legal part of the withdrawal plan. By engaging our specialists, a client is enabled to exit the business with minimum loss of time and funds and, whenever possible, to receive maximum financial returns
• Bankruptcy: If it proves impossible to restore healthily operations and finance in a company, we assist our customers in considering the options for initiating bankruptcy proceedings and going through the process with minimum losses/maximum financial yield for the customer. Depending on the actual situation, we also provide legal support to the company's CEO. Managers, shareholders, or creditors at any stage of the bankruptcy proceedings.

3. Investment Advisory
Directors are responsible for the day to day running of a company's business. They are governed not only by statutory regulation but also common law fiduciary duties. When a company is solvent the directors have a common law duty to act in the interests of the company, its shareholders and creditors, coupled with a statutory duty to consider the interests of employees. Where the company is insolvent (or potentially insolvent) the directors' duty changes so that they are required to consider the interests of creditors and potential creditors first.

Our team is experienced in advising directors of their responsibilities and fiduciary duties:

• We can assist directors in managing their role and responsibilities and provide advice on the best course of action. It is important to note that many provisions apply not only to formally appointed directors but also "shadow directors" and "de-facto" directors
• In addition, we can advise directors of the risk of being disqualified under the provisions of the Company Director Disqualification. Act, where they fail to have sufficient regard to the interests of the company's creditors in their management of the company

4. Intermediaries
Investment advice such as referring a workable potential corporate leasing transaction to finance companies, structuring leasing or banking facilities, helping clients to present on their behalf to the finance company or bank, and foreign exchange margin trading.

Examples
We provide the appropriate combination of industry and functional expertise to develop innovative and practical solutions to restore a company’s viability, profitability and credibility.
Following are recent examples of our successful achievements:
Turning around an unprofitable finance company into a profitable one, and provided restructuring advices to a problem loan/lease.